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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,918 | $61,755-33.7% | $97,161-57.9% | $80,911-49.4% |
| Participation rate | 79.7% | 63.5%+16.2pp | 72.7%+7.0pp | 67.6%+12.0pp |
| Annual return | 8.70% | -557.90%+566.6pp | 75.36%-66.7pp | 35.63%-26.9pp |
| Employer contribution / active EE | $1,286 | $1,835-29.9% | $2,723-52.8% | $2,756-53.4% |
| Participant deferral / active EE | $2,347 | $3,026-22.4% | $4,265-45.0% | $4,297-45.4% |
| Admin fee / account holder | $3,955 | $5,166-23.4% | $5,647-30.0% | $6,935-43.0% |