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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,297 | $156,398+20.4% | $147,318+27.8% | $138,895+35.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.54% | 78.75%-62.2pp | 70.43%-53.9pp | 145.39%-128.9pp |
| Employer contribution / active EE | $6,491 | $4,853+33.7% | $4,593+41.3% | $4,194+54.8% |
| Participant deferral / active EE | $15,194 | $8,237+84.4% | $7,906+92.2% | $6,396+137.5% |
| Admin fee / account holder | $27,486 | $14,976+83.5% | $13,708+100.5% | $12,562+118.8% |