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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $113,117 |
S B H U LIFE AGENCY INC2 years Service code 49 · EIN 13-2896238 | Other Services | $34,105 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,204 | $106,230+71.5% | $147,080+23.9% | $77,736+134.4% |
| Participation rate | 99.2% | 78.4%+20.9pp | 82.2%+17.1pp | 70.6%+28.7pp |
| Annual return | 94.64% | 56.91%+37.7pp | 420.17%-325.5pp | 31.26%+63.4pp |
| Employer contribution / active EE | $3,307 | $4,072-18.8% | $4,933-33.0% | $2,728+21.2% |
| Participant deferral / active EE | $11,461 | $8,001+43.3% | $8,066+42.1% | $4,651+146.5% |
| Admin fee / account holder | $333 | $338-1.7% | $12,989-97.4% | $433-23.2% |