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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,671 | $81,262+196.2% | $155,602+54.7% | $80,911+197.5% |
| Participation rate | 88.9% | 66.2%+22.7pp | 78.2%+10.7pp | 67.6%+21.2pp |
| Annual return | 17.15% | 33.34%-16.2pp | 64.81%-47.7pp | 35.63%-18.5pp |
| Employer contribution / active EE | $4,564 | $3,102+47.1% | $4,675-2.4% | $2,756+65.6% |
| Participant deferral / active EE | $4,061 | $3,451+17.7% | $5,629-27.8% | $4,297-5.5% |
| Admin fee / account holder | $2,592 | $7,992-67.6% | $15,923-83.7% | $6,935-62.6% |