Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $194,497 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $83,105 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,371 | $48,744+99.8% | $93,727+3.9% | $200,096-51.3% |
| Participation rate | 67.2% | 63.7%+3.5pp | 68.7%-1.5pp | 72.0%-4.8pp |
| Annual return | 13.81% | 15.36%-1.6pp | 133.83%-120.0pp | 34.26%-20.5pp |
| Employer contribution / active EE | $1,568 | $1,140+37.5% | $2,421-35.3% | $3,038-48.4% |
| Participant deferral / active EE | $4,148 | $2,825+46.8% | $4,417-6.1% | $5,090-18.5% |
| Admin fee / account holder | $222 | $195+13.5% | $8,292-97.3% | $269-17.7% |