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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,599 | $88,137-48.3% | $164,975-72.4% | $74,429-38.7% |
| Participation rate | 39.2% | 73.1%-33.9pp | 78.6%-39.4pp | 67.2%-28.0pp |
| Annual return | 19.03% | 17.13%+1.9pp | 70.12%-51.1pp | 1368.38%-1349.4pp |
| Employer contribution / active EE | $791 | $2,597-69.5% | $4,343-81.8% | $2,625-69.9% |
| Participant deferral / active EE | $2,705 | $4,501-39.9% | $6,033-55.2% | $4,348-37.8% |
| Admin fee / account holder | $12,957 | $2,231+480.6% | $12,688+2.1% | $1,944+566.4% |