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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,487 | $94,031-51.6% | $115,768-60.7% | $82,448-44.8% |
| Participation rate | 66.3% | 70.4%-4.1pp | 74.4%-8.1pp | 68.1%-1.8pp |
| Annual return | 13.46% | 20.61%-7.2pp | 100.46%-87.0pp | 41.64%-28.2pp |
| Employer contribution / active EE | $919 | $2,323-60.5% | $2,940-68.8% | $2,551-64.0% |
| Participant deferral / active EE | $3,400 | $3,972-14.4% | $4,917-30.8% | $4,139-17.9% |
| Admin fee / account holder | $4,692 | $10,249-54.2% | $12,439-62.3% | $7,234-35.1% |