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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,203 | $69,255+5.7% | $148,496-50.7% | $69,255+5.7% |
| Participation rate | 33.3% | 69.0%-35.7pp | 76.0%-42.7pp | 69.0%-35.7pp |
| Annual return | 17.08% | 26.73%-9.6pp | 12.33%+4.8pp | 26.73%-9.6pp |
| Employer contribution / active EE | $1,015 | $2,645-61.6% | $3,497-71.0% | $2,645-61.6% |
| Participant deferral / active EE | $1,658 | $2,890-42.6% | $4,808-65.5% | $2,890-42.6% |
| Admin fee / account holder | $5,238 | $733+614.9% | $19,547-73.2% | $733+614.9% |