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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,072 | $45,126+137.3% | $85,187+25.7% | $74,459+43.8% |
| Participation rate | 74.4% | 49.4%+25.1pp | 67.5%+6.9pp | 67.2%+7.2pp |
| Annual return | 54.62% | 26.30%+28.3pp | 66.67%-12.0pp | 1369.70%-1315.1pp |
| Employer contribution / active EE | $4,003 | $1,460+174.2% | $2,732+46.5% | $2,626+52.4% |
| Participant deferral / active EE | $8,526 | $2,738+211.4% | $4,525+88.4% | $4,350+96.0% |
| Admin fee / account holder | $4,356 | $2,212+97.0% | $6,162-29.3% | $1,945+124.0% |