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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,025 | $88,996+5.7% | $78,004+20.5% | $138,895-32.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 16.73% | 28.03%-11.3pp | 31.07%-14.3pp | 145.39%-128.7pp |
| Employer contribution / active EE | $885 | $2,917-69.7% | $2,469-64.2% | $4,194-78.9% |
| Participant deferral / active EE | $4,623 | $4,724-2.1% | $4,092+13.0% | $6,396-27.7% |
| Admin fee / account holder | $360 | $8,807-95.9% | $7,578-95.3% | $12,562-97.1% |