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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,249 | $73,787+355.7% | $98,716+240.6% | $82,448+307.8% |
| Participation rate | 16.1% | 61.4%-45.3pp | 69.3%-53.2pp | 68.1%-51.9pp |
| Annual return | 8.23% | 18.57%-10.3pp | 31.81%-23.6pp | 41.64%-33.4pp |
| Employer contribution / active EE | $824 | $1,511-45.5% | $2,279-63.9% | $2,551-67.7% |
| Participant deferral / active EE | $1,484 | $3,081-51.8% | $4,048-63.3% | $4,139-64.2% |
| Admin fee / account holder | $17 | $6,500-99.7% | $8,703-99.8% | $7,234-99.8% |