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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,946 | $101,778+28.7% | $164,975-20.6% | $80,925+61.8% |
| Participation rate | 63.8% | 71.8%-8.1pp | 78.6%-14.8pp | 67.7%-3.9pp |
| Annual return | 11.56% | 16.73%-5.2pp | 70.12%-58.6pp | 35.65%-24.1pp |
| Employer contribution / active EE | $3,652 | $2,954+23.6% | $4,343-15.9% | $2,756+32.5% |
| Participant deferral / active EE | $3,852 | $4,477-14.0% | $6,033-36.2% | $4,299-10.4% |
| Admin fee / account holder | $811 | $8,221-90.1% | $12,688-93.6% | $6,940-88.3% |