Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,754 | $65,246-23.7% | $98,716-49.6% | $67,986-26.8% |
| Participation rate | 65.2% | 51.4%+13.8pp | 69.3%-4.1pp | 57.2%+8.0pp |
| Annual return | 15.97% | 20.58%-4.6pp | 31.81%-15.8pp | 31.67%-15.7pp |
| Employer contribution / active EE | $927 | $1,042-11.0% | $2,279-59.3% | $2,019-54.1% |
| Participant deferral / active EE | $2,755 | $2,594+6.2% | $4,048-31.9% | $3,358-18.0% |
| Admin fee / account holder | $4,329 | $4,561-5.1% | $8,703-50.3% | $3,203+35.1% |