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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $938,985 | $183,592+411.5% | $155,574+503.6% | $145,877+543.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.63% | 61.37%-49.7pp | 64.87%-53.2pp | 551.28%-539.7pp |
| Employer contribution / active EE | $60,281 | $5,317+1033.8% | $4,676+1189.2% | $4,663+1192.8% |
| Participant deferral / active EE | $25,450 | $6,466+293.6% | $5,629+352.1% | $6,691+280.4% |
| Admin fee / account holder | $7,396 | $19,316-61.7% | $15,914-53.5% | $13,402-44.8% |