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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,594 | $115,225+188.6% | $100,712+230.2% | $138,895+139.5% |
| Participation rate | 71.4% | 74.3%-2.9pp | 69.3%+2.2pp | 79.9%-8.5pp |
| Annual return | 21.62% | 40.35%-18.7pp | 33.27%-11.6pp | 145.39%-123.8pp |
| Employer contribution / active EE | $3,107 | $2,771+12.1% | $2,313+34.3% | $4,194-25.9% |
| Participant deferral / active EE | $8,165 | $4,699+73.8% | $4,085+99.9% | $6,396+27.7% |
| Admin fee / account holder | $67,425 | $10,844+521.8% | $9,256+628.4% | $12,562+436.7% |