Retirement plan

LAMBERTS CAFE INC. 401K PROFIT SHARING PLAN AND TRUST

Name: LAMBERTS CAFE INC. - LAMBERTS CAFE INC. 401K PROFIT SHARING PLAN AND TRUST (2024) Form 5500
Creator: LAMBERTS CAFE INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LAMBERTS CAFE INC. 401K PROFIT SHARING PLAN AND TRUST, LAMBERTS CAFE INC.

LAMBERTS CAFE INC.EIN 43-1232988Plan #001PY 2024

1800 W STATE HWY J - OZARK, MO 65721417-581-7655LinkedIn11-50 employeeslaw enforcement

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$4M

+5.3% from 2023

Total participants

246

+11.3% from 2023

Average account balance

$27,149

+8.1% from 2023

Annual return

11.05%

-1.20 pp from 2023

Benchmarks

See 1,433 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort1,433 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.02M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

148

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

55.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$280K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$207

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
LINCOLN NATIONAL CORPORATION10+ years Service code 13 · EIN 35-1140070	Contract Administrator	$17,682
STADION MONEY MANAGEMENT10+ years Service code 26 · EIN 58-2099805	Advisory (Participants)	$8,196
BENEFIT PLANS ADMIN SERVICES, INC.5 years Filed as: BENEFIT PLANS PLUS Service code 15 11701 BORMAN DRIVE · ST LOUIS, MO 63146	Recordkeeping	$4,746

Plan features & details

Pension benefit codes2E2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$31K

$140 / participant

Contract admin$31K100.0%

% of EOY assets

0.762%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LOPATA FLEGEL AND COMPANY, LLP
Auditor EIN: 431552002
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,149

$30,385-10.6%

$56,054-51.6%

$74,400-63.5%

Participation rate

55.0%

32.9%+22.2pp

52.5%+2.6pp

67.2%-12.2pp

Annual return

11.05%

24.92%-13.9pp

1705.95%-1694.9pp

1367.51%-1356.5pp

Employer contribution / active EE

$609-100.0%

$1,039-100.0%

$2,624-100.0%

Participant deferral / active EE

$1,282

$1,174+9.2%

$1,952-34.3%

$4,348-70.5%

Admin fee / account holder

$207

$2,361-91.2%

$2,822-92.7%

$1,944-89.4%

Provider

Service type

Compensation

LINCOLN NATIONAL CORPORATION10+ years

Service code 13 · EIN 35-1140070

Contract Administrator

$17,682

STADION MONEY MANAGEMENT10+ years

Service code 26 · EIN 58-2099805

Advisory (Participants)

$8,196

BENEFIT PLANS ADMIN SERVICES, INC.5 years

Filed as: BENEFIT PLANS PLUS

Service code 15

11701 BORMAN DRIVE · ST LOUIS, MO 63146

Recordkeeping

$4,746

LAMBERTS CAFE INC. 401K PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LAMBERTS CAFE INC. 401K PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion