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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,598 | $68,878-51.2% | $120,574-72.1% | $80,935-58.5% |
| Participation rate | 22.8% | 61.7%-38.9pp | 71.9%-49.2pp | 67.7%-44.9pp |
| Annual return | 11.65% | 23.67%-12.0pp | 107.42%-95.8pp | 35.66%-24.0pp |
| Employer contribution / active EE | $588 | $2,065-71.5% | $3,471-83.1% | $2,757-78.7% |
| Participant deferral / active EE | $1,547 | $3,189-51.5% | $4,996-69.0% | $4,299-64.0% |
| Admin fee / account holder | $2,774 | $5,782-52.0% | $9,445-70.6% | $6,924-59.9% |