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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,598 | $68,586-51.0% | $120,380-72.1% | $80,911-58.5% |
| Participation rate | 22.8% | 61.6%-38.8pp | 71.9%-49.1pp | 67.6%-44.9pp |
| Annual return | 11.65% | 23.62%-12.0pp | 107.28%-95.6pp | 35.63%-24.0pp |
| Employer contribution / active EE | $588 | $2,053-71.4% | $3,465-83.0% | $2,756-78.7% |
| Participant deferral / active EE | $1,547 | $3,174-51.3% | $4,992-69.0% | $4,297-64.0% |
| Admin fee / account holder | $2,774 | $5,733-51.6% | $9,421-70.6% | $6,935-60.0% |