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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,353 | $29,733+39.1% | $56,025-26.2% | $80,959-48.9% |
| Participation rate | 13.7% | 41.7%-28.0pp | 52.5%-38.8pp | 67.7%-53.9pp |
| Annual return | 21.46% | 35.28%-13.8pp | 1712.69%-1691.2pp | 35.67%-14.2pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $477 | $1,229-61.2% | $1,955-75.6% | $4,300-88.9% |
| Admin fee / account holder | $391 | $2,434-84.0% | $2,828-86.2% | $6,925-94.4% |