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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,353 | $29,716+39.2% | $56,077-26.3% | $80,925-48.9% |
| Participation rate | 13.7% | 41.7%-28.0pp | 52.5%-38.8pp | 67.7%-53.9pp |
| Annual return | 21.46% | 35.30%-13.8pp | 1709.28%-1687.8pp | 35.65%-14.2pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,040-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $477 | $1,228-61.2% | $1,954-75.6% | $4,299-88.9% |
| Admin fee / account holder | $391 | $2,432-83.9% | $2,825-86.2% | $6,940-94.4% |