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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,400 | $100,139+85.1% | $85,187+117.6% | $145,884+27.1% |
| Participation rate | 68.2% | 74.1%-5.9pp | 67.5%+0.7pp | 80.3%-12.1pp |
| Annual return | 16.12% | 84.15%-68.0pp | 66.67%-50.5pp | 551.85%-535.7pp |
| Employer contribution / active EE | $5,108 | $3,238+57.8% | $2,732+86.9% | $4,662+9.6% |
| Participant deferral / active EE | $10,636 | $5,296+100.9% | $4,525+135.1% | $6,690+59.0% |
| Admin fee / account holder | $16,258 | $7,262+123.9% | $6,162+163.9% | $13,392+21.4% |