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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,696 | $174,379-17.0% | $152,093-4.9% | $138,895+4.2% |
| Participation rate | 94.1% | 81.6%+12.5pp | 77.8%+16.4pp | 79.9%+14.2pp |
| Annual return | 14.64% | 74.86%-60.2pp | 66.36%-51.7pp | 145.39%-130.8pp |
| Employer contribution / active EE | $7,772 | $4,652+67.1% | $4,175+86.2% | $4,194+85.3% |
| Participant deferral / active EE | $4,990 | $6,159-19.0% | $5,451-8.5% | $6,396-22.0% |
| Admin fee / account holder | $5,942 | $16,880-64.8% | $14,497-59.0% | $12,562-52.7% |