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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,568 | $138,312-67.8% | $122,979-63.8% | $155,188-71.3% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 6.49% | 22.06%-15.6pp | 20.12%-13.6pp | 148.84%-142.3pp |
| Employer contribution / active EE | $2,500 | $3,530-29.2% | $3,062-18.4% | $4,248-41.1% |
| Participant deferral / active EE | $3,761 | $5,592-32.7% | $5,003-24.8% | $6,531-42.4% |
| Admin fee / account holder | $810 | $15,089-94.6% | $12,864-93.7% | $14,480-94.4% |