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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,680 | $114,013+281.3% | $103,693+319.2% | $155,188+180.1% |
| Participation rate | 75.0% | 75.2%-0.2pp | 72.6%+2.4pp | 80.8%-5.8pp |
| Annual return | 28.68% | 49.31%-20.6pp | 47.61%-18.9pp | 148.84%-120.2pp |
| Employer contribution / active EE | $0 | $3,131-100.0% | $2,920-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $17,689 | $4,970+255.9% | $4,579+286.3% | $6,531+170.8% |
| Admin fee / account holder | $83,749 | $8,407+896.2% | $7,858+965.8% | $14,480+478.4% |