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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,056 | $174,379-16.8% | $152,093-4.6% | $138,895+4.4% |
| Participation rate | 91.3% | 81.6%+9.7pp | 77.8%+13.5pp | 79.9%+11.4pp |
| Annual return | 16.67% | 74.86%-58.2pp | 66.36%-49.7pp | 145.39%-128.7pp |
| Employer contribution / active EE | $7,630 | $4,652+64.0% | $4,175+82.8% | $4,194+81.9% |
| Participant deferral / active EE | $6,357 | $6,159+3.2% | $5,451+16.6% | $6,396-0.6% |
| Admin fee / account holder | $2,888 | $16,880-82.9% | $14,497-80.1% | $12,562-77.0% |