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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,664 | $58,627-30.6% | $76,735-47.0% | $82,448-50.7% |
| Participation rate | 85.7% | 63.2%+22.5pp | 69.5%+16.2pp | 68.1%+17.6pp |
| Annual return | 12.23% | 39.10%-26.9pp | 29.77%-17.5pp | 41.64%-29.4pp |
| Employer contribution / active EE | $2,427 | $1,729+40.4% | $2,454-1.1% | $2,551-4.9% |
| Participant deferral / active EE | $7,044 | $3,134+124.8% | $4,088+72.3% | $4,139+70.2% |
| Admin fee / account holder | $8,519 | $5,323+60.1% | $7,189+18.5% | $7,234+17.8% |