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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,373 | $97,125+225.7% | $86,233+266.9% | $137,256+130.5% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 17.57% | 74.19%-56.6pp | 61.39%-43.8pp | 220.34%-202.8pp |
| Employer contribution / active EE | $7,413 | $2,841+160.9% | $2,504+196.0% | $4,156+78.4% |
| Participant deferral / active EE | $14,332 | $5,180+176.7% | $4,559+214.4% | $6,407+123.7% |
| Admin fee / account holder | $3,163 | $9,725-67.5% | $8,342-62.1% | $12,270-74.2% |