Retirement plan

MISSOURI SCHOOL BOARDS ASSOCIATION RETIREMENT PLAN

Name: MISSOURI SCHOOL BOARDS ASSOCIATION - MISSOURI SCHOOL BOARDS ASSOCIATION RETIREMENT PLAN (2025) Form 5500
Creator: MISSOURI SCHOOL BOARDS ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MISSOURI SCHOOL BOARDS ASSOCIATION RETIREMENT PLAN, MISSOURI SCHOOL BOARDS ASSOCIATION

MISSOURI SCHOOL BOARDS ASSOCIATIONEIN 43-1057411Plan #001PY 2025

2100 I 70 DR SW - COLUMBIA, MO 652030099573-445-9920mosba.orgLinkedIn11-50 employeesprimary/secondary education

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$5.9M

+9.5% from 2024

Total participants

-3.6% from 2024

Average account balance

$114,379

+11.7% from 2024

Annual return

11.69%

-1.63 pp from 2024

Benchmarks

See 1,689 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort1,689 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$114K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

126.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$438K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10841

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$564K

$13749 / participant

Other / not subdivided$564K100.0%

% of EOY assets

9.478%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$114,379

$51,184+123.5%

$66,439+72.2%

$86,983+31.5%

Participation rate

95.1%

68.5%+26.6pp

74.5%+20.6pp

69.5%+25.6pp

Annual return

11.69%

17.07%-5.4pp

757.66%-746.0pp

25.83%-14.1pp

Employer contribution / active EE

$5,233

$2,023+158.7%

$2,637+98.5%

$2,584+102.5%

Participant deferral / active EE

$5,461

$2,927+86.5%

$3,876+40.9%

$4,194+30.2%

Admin fee / account holder

$10,841

$4,154+161.0%

$6,173+75.6%

$7,856+38.0%

MISSOURI SCHOOL BOARDS ASSOCIATION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MISSOURI SCHOOL BOARDS ASSOCIATION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion