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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,477 | $138,393-20.9% | $184,256-40.6% | $80,959+35.2% |
| Participation rate | 96.0% | 83.9%+12.1pp | 86.8%+9.2pp | 67.7%+28.3pp |
| Annual return | 11.63% | 20.01%-8.4pp | 28.85%-17.2pp | 35.67%-24.0pp |
| Employer contribution / active EE | $3,016 | $4,847-37.8% | $6,427-53.1% | $2,757+9.4% |
| Participant deferral / active EE | $10,629 | $7,076+50.2% | $9,133+16.4% | $4,300+147.2% |
| Admin fee / account holder | $3,321 | $10,489-68.3% | $13,899-76.1% | $6,925-52.1% |