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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,057 | $102,595+132.0% | $94,057+153.1% | $154,746+53.8% |
| Participation rate | 42.9% | 76.0%-33.1pp | 73.3%-30.5pp | 80.7%-37.8pp |
| Annual return | 26.17% | 583.42%-557.2pp | 480.62%-454.5pp | 172.34%-146.2pp |
| Employer contribution / active EE | $438 | $3,147-86.1% | $2,933-85.1% | $4,379-90.0% |
| Participant deferral / active EE | $1,854 | $5,118-63.8% | $4,709-60.6% | $6,730-72.5% |
| Admin fee / account holder | $12,026 | $7,736+55.5% | $7,244+66.0% | $14,365-16.3% |