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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,381 | $111,535+136.1% | $105,223+150.3% | $137,256+91.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 9.51% | 237.85%-228.3pp | 180.65%-171.1pp | 220.34%-210.8pp |
| Employer contribution / active EE | $7,579 | $3,939+92.4% | $3,689+105.5% | $4,156+82.4% |
| Participant deferral / active EE | $7,715 | $5,500+40.3% | $5,072+52.1% | $6,407+20.4% |
| Admin fee / account holder | $5,023 | $9,721-48.3% | $8,859-43.3% | $12,270-59.1% |