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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,298 | $88,672+75.1% | $105,223+47.6% | $82,448+88.4% |
| Participation rate | 81.5% | 67.9%+13.6pp | 75.0%+6.5pp | 68.1%+13.5pp |
| Annual return | 12.01% | 30.86%-18.8pp | 180.65%-168.6pp | 41.64%-29.6pp |
| Employer contribution / active EE | $3,502 | $3,048+14.9% | $3,689-5.0% | $2,551+37.3% |
| Participant deferral / active EE | $6,067 | $4,036+50.3% | $5,072+19.6% | $4,139+46.6% |
| Admin fee / account holder | $18,859 | $7,146+163.9% | $8,859+112.9% | $7,234+160.7% |