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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,254 | $72,071-59.4% | $68,368-57.2% | $137,256-78.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 4.32% | 353.14%-348.8pp | 292.57%-288.3pp | 220.34%-216.0pp |
| Employer contribution / active EE | $2,409 | $2,788-13.6% | $2,649-9.0% | $4,156-42.0% |
| Participant deferral / active EE | $11,617 | $4,410+163.4% | $4,123+181.8% | $6,407+81.3% |
| Admin fee / account holder | $129,894 | $5,336+2334.5% | $5,150+2422.3% | $12,270+958.6% |