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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,254 | $70,366-58.4% | $66,674-56.1% | $138,895-78.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 4.32% | 386.41%-382.1pp | 321.24%-316.9pp | 145.39%-141.1pp |
| Employer contribution / active EE | $2,409 | $2,765-12.9% | $2,620-8.0% | $4,194-42.6% |
| Participant deferral / active EE | $11,617 | $4,374+165.6% | $4,084+184.5% | $6,396+81.6% |
| Admin fee / account holder | $129,894 | $5,262+2368.3% | $5,098+2447.9% | $12,562+934.0% |