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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,881 | $99,380-48.8% | $90,312-43.7% | $155,188-67.2% |
| Participation rate | 100.0% | 77.3%+22.7pp | 72.9%+27.1pp | 80.8%+19.2pp |
| Annual return | 4.75% | 19.35%-14.6pp | 18.90%-14.1pp | 148.84%-144.1pp |
| Employer contribution / active EE | $1,389 | $2,390-41.9% | $2,243-38.1% | $4,248-67.3% |
| Participant deferral / active EE | $2,523 | $4,212-40.1% | $3,749-32.7% | $6,531-61.4% |
| Admin fee / account holder | $109,509 | $9,766+1021.3% | $8,248+1227.8% | $14,480+656.3% |