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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,318 | $109,967-50.6% | $97,197-44.1% | $145,877-62.8% |
| Participation rate | 64.3% | 76.0%-11.7pp | 72.7%-8.4pp | 80.3%-16.0pp |
| Annual return | 12.77% | 244.27%-231.5pp | 75.47%-62.7pp | 551.28%-538.5pp |
| Employer contribution / active EE | $720 | $3,077-76.6% | $2,723-73.6% | $4,663-84.6% |
| Participant deferral / active EE | $1,815 | $4,676-61.2% | $4,263-57.4% | $6,691-72.9% |
| Admin fee / account holder | $9,873 | $6,199+59.3% | $5,637+75.1% | $13,402-26.3% |