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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,775 | $111,535-67.9% | $105,223-66.0% | $137,256-73.9% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.0%+11.6pp | 80.0%+6.7pp |
| Annual return | 18.75% | 237.85%-219.1pp | 180.65%-161.9pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,686 | $3,939-57.2% | $3,689-54.3% | $4,156-59.4% |
| Participant deferral / active EE | $2,807 | $5,500-49.0% | $5,072-44.6% | $6,407-56.2% |
| Admin fee / account holder | $1,701 | $9,721-82.5% | $8,859-80.8% | $12,270-86.1% |