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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,601 | $90,530+25.5% | $76,030+49.4% | $145,897-22.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.85% | 625.08%-611.2pp | 361.54%-347.7pp | 552.29%-538.4pp |
| Employer contribution / active EE | $8,555 | $3,319+157.7% | $2,688+218.3% | $4,663+83.5% |
| Participant deferral / active EE | $6,868 | $5,164+33.0% | $4,257+61.3% | $6,689+2.7% |
| Admin fee / account holder | $1,619 | $8,383-80.7% | $6,421-74.8% | $13,390-87.9% |