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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,123 | $183,592-64.0% | $155,574-57.5% | $145,877-54.7% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 10.75% | 61.37%-50.6pp | 64.87%-54.1pp | 551.28%-540.5pp |
| Employer contribution / active EE | $5,756 | $5,317+8.3% | $4,676+23.1% | $4,663+23.4% |
| Participant deferral / active EE | $3,842 | $6,466-40.6% | $5,629-31.7% | $6,691-42.6% |
| Admin fee / account holder | $5,567 | $19,316-71.2% | $15,914-65.0% | $13,402-58.5% |