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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $579,864 | $177,595+226.5% | $148,496+290.5% | $198,609+192.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 13.57% | 9.97%+3.6pp | 12.33%+1.2pp | 202.70%-189.1pp |
| Employer contribution / active EE | $1,748 | $4,098-57.3% | $3,497-50.0% | $5,055-65.4% |
| Participant deferral / active EE | $2,371 | $5,539-57.2% | $4,808-50.7% | $6,977-66.0% |
| Admin fee / account holder | $14,912 | $27,010-44.8% | $19,547-23.7% | $19,030-21.6% |