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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,489 | $201,344-54.1% | $184,243-49.8% | $145,877-36.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.78% | 29.01%-16.2pp | 28.82%-16.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $3,772 | $7,022-46.3% | $6,427-41.3% | $4,663-19.1% |
| Participant deferral / active EE | $8,565 | $9,807-12.7% | $9,132-6.2% | $6,691+28.0% |
| Admin fee / account holder | $3,587 | $16,382-78.1% | $13,914-74.2% | $13,402-73.2% |