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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,795 | $101,653-39.2% | $147,080-58.0% | $74,459-17.0% |
| Participation rate | 46.5% | 75.6%-29.1pp | 82.2%-35.7pp | 67.2%-20.7pp |
| Annual return | 15.75% | 8754.98%-8739.2pp | 420.17%-404.4pp | 1369.70%-1354.0pp |
| Employer contribution / active EE | $1,414 | $3,813-62.9% | $4,933-71.3% | $2,626-46.1% |
| Participant deferral / active EE | $3,499 | $7,304-52.1% | $8,066-56.6% | $4,350-19.6% |
| Admin fee / account holder | $7,854 | $1,752+348.4% | $12,989-39.5% | $1,945+303.8% |