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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,570 | $174,379-59.0% | $152,093-52.9% | $138,895-48.5% |
| Participation rate | 61.1% | 81.6%-20.5pp | 77.8%-16.7pp | 79.9%-18.8pp |
| Annual return | 19.45% | 74.86%-55.4pp | 66.36%-46.9pp | 145.39%-125.9pp |
| Employer contribution / active EE | $1,270 | $4,652-72.7% | $4,175-69.6% | $4,194-69.7% |
| Participant deferral / active EE | $4,765 | $6,159-22.6% | $5,451-12.6% | $6,396-25.5% |
| Admin fee / account holder | $1,787 | $16,880-89.4% | $14,497-87.7% | $12,562-85.8% |