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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,692 | $100,139-73.3% | $85,187-68.7% | $145,884-81.7% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 10.73% | 84.15%-73.4pp | 66.67%-55.9pp | 551.85%-541.1pp |
| Employer contribution / active EE | $1,441 | $3,238-55.5% | $2,732-47.3% | $4,662-69.1% |
| Participant deferral / active EE | $2,710 | $5,296-48.8% | $4,525-40.1% | $6,690-59.5% |
| Admin fee / account holder | $1,250 | $7,262-82.8% | $6,162-79.7% | $13,392-90.7% |