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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,662 | $209,336+152.5% | $197,124+168.2% | $137,256+285.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 9.10% | 48.09%-39.0pp | 44.34%-35.2pp | 220.34%-211.2pp |
| Employer contribution / active EE | $8,849 | $6,591+34.3% | $6,227+42.1% | $4,156+112.9% |
| Participant deferral / active EE | $29,991 | $9,614+211.9% | $9,135+228.3% | $6,407+368.1% |
| Admin fee / account holder | $20 | $17,308-99.9% | $16,298-99.9% | $12,270-99.8% |