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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,193 | $114,119-83.2% | $107,187-82.1% | $138,895-86.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 21.96% | 273.21%-251.2pp | 204.55%-182.6pp | 145.39%-123.4pp |
| Employer contribution / active EE | $2,546 | $4,059-37.3% | $3,782-32.7% | $4,194-39.3% |
| Participant deferral / active EE | $4,500 | $5,538-18.7% | $5,096-11.7% | $6,396-29.6% |
| Admin fee / account holder | $513 | $10,024-94.9% | $9,162-94.4% | $12,562-95.9% |