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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,777 | $110,379-90.2% | $102,412-89.5% | $145,884-92.6% |
| Participation rate | 88.2% | 77.9%+10.3pp | 74.5%+13.7pp | 80.3%+7.9pp |
| Annual return | 37.75% | 24.84%+12.9pp | 24.94%+12.8pp | 551.85%-514.1pp |
| Employer contribution / active EE | $1,844 | $4,216-56.3% | $3,870-52.4% | $4,662-60.5% |
| Participant deferral / active EE | $3,168 | $5,622-43.7% | $5,060-37.4% | $6,690-52.7% |
| Admin fee / account holder | $374 | $9,745-96.2% | $8,388-95.5% | $13,392-97.2% |