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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,559 | $57,590-83.4% | $86,233-88.9% | $82,448-88.4% |
| Participation rate | 88.9% | 57.9%+31.0pp | 69.0%+19.9pp | 68.1%+20.8pp |
| Annual return | 27.79% | 22.41%+5.4pp | 61.39%-33.6pp | 41.64%-13.8pp |
| Employer contribution / active EE | $2,690 | $1,655+62.5% | $2,504+7.4% | $2,551+5.4% |
| Participant deferral / active EE | $2,486 | $3,080-19.3% | $4,559-45.5% | $4,139-39.9% |
| Admin fee / account holder | $1,657 | $4,730-65.0% | $8,342-80.1% | $7,234-77.1% |