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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,801 | $76,608+94.2% | $56,077+165.3% | $145,877+2.0% |
| Participation rate | 61.9% | 63.2%-1.3pp | 52.5%+9.4pp | 80.3%-18.4pp |
| Annual return | 10.48% | 3009.59%-2999.1pp | 1709.28%-1698.8pp | 551.28%-540.8pp |
| Employer contribution / active EE | $1,143 | $1,382-17.2% | $1,040+9.9% | $4,663-75.5% |
| Participant deferral / active EE | $6,841 | $2,624+160.7% | $1,954+250.1% | $6,691+2.3% |
| Admin fee / account holder | $23,328 | $3,325+601.6% | $2,825+725.8% | $13,402+74.1% |