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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,801 | $76,522+94.5% | $56,033+165.6% | $145,884+2.0% |
| Participation rate | 61.9% | 63.2%-1.3pp | 52.5%+9.4pp | 80.3%-18.4pp |
| Annual return | 10.48% | 3014.28%-3003.8pp | 1711.38%-1700.9pp | 551.85%-541.4pp |
| Employer contribution / active EE | $1,143 | $1,382-17.3% | $1,041+9.8% | $4,662-75.5% |
| Participant deferral / active EE | $6,841 | $2,624+160.7% | $1,954+250.1% | $6,690+2.3% |
| Admin fee / account holder | $23,328 | $3,328+600.9% | $2,827+725.2% | $13,392+74.2% |