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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,071 | $212,386-72.2% | $199,883-70.4% | $138,895-57.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 15.84% | 47.75%-31.9pp | 43.81%-28.0pp | 145.39%-129.6pp |
| Employer contribution / active EE | $2,363 | $6,625-64.3% | $6,261-62.3% | $4,194-43.7% |
| Participant deferral / active EE | $3,003 | $9,617-68.8% | $9,138-67.1% | $6,396-53.1% |
| Admin fee / account holder | $805 | $18,233-95.6% | $17,268-95.3% | $12,562-93.6% |