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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,951 | $134,817-22.2% | $123,973-15.3% | $155,188-32.4% |
| Participation rate | 92.3% | 79.4%+12.9pp | 76.7%+15.6pp | 80.8%+11.5pp |
| Annual return | 14.70% | 515.49%-500.8pp | 388.13%-373.4pp | 148.84%-134.1pp |
| Employer contribution / active EE | $5,499 | $4,425+24.3% | $4,126+33.3% | $4,248+29.5% |
| Participant deferral / active EE | $8,007 | $5,706+40.3% | $5,247+52.6% | $6,531+22.6% |
| Admin fee / account holder | $975 | $13,245-92.6% | $11,799-91.7% | $14,480-93.3% |