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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,443 | $102,422+35.2% | $147,117-5.9% | $80,959+71.0% |
| Participation rate | 67.7% | 75.9%-8.1pp | 82.2%-14.4pp | 67.7%+0.1pp |
| Annual return | 13.19% | 135.16%-122.0pp | 420.54%-407.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,170 | $3,717-68.5% | $4,932-76.3% | $2,757-57.6% |
| Participant deferral / active EE | $7,072 | $6,652+6.3% | $8,065-12.3% | $4,300+64.5% |
| Admin fee / account holder | $1,745 | $7,953-78.1% | $12,993-86.6% | $6,925-74.8% |