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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,907 | $111,814+459.8% | $103,378+505.5% | $145,978+328.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.32% | 24.80%-8.5pp | 24.91%-8.6pp | 550.52%-534.2pp |
| Employer contribution / active EE | $22,889 | $4,215+443.0% | $3,870+491.4% | $4,662+391.0% |
| Participant deferral / active EE | $16,370 | $5,618+191.4% | $5,058+223.7% | $6,690+144.7% |
| Admin fee / account holder | $1,937 | $9,764-80.2% | $8,401-76.9% | $13,400-85.5% |