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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,513 | $75,541-2.7% | $152,093-51.7% | $82,637-11.0% |
| Participation rate | 77.8% | 66.5%+11.2pp | 77.8%0pp | 68.1%+9.7pp |
| Annual return | 21.31% | 32.56%-11.2pp | 66.36%-45.0pp | 53.51%-32.2pp |
| Employer contribution / active EE | $7,483 | $2,622+185.4% | $4,175+79.3% | $2,552+193.2% |
| Participant deferral / active EE | $3,734 | $3,206+16.5% | $5,451-31.5% | $4,126-9.5% |
| Admin fee / account holder | $1,751 | $6,405-72.7% | $14,497-87.9% | $7,339-76.1% |